Effective Date: [08-04-2026]

These Terms and Conditions (“Terms”) govern your use of services provided by Helen Virginia Matthew, a sole proprietor and commercial real estate professional affiliated with Kap Rate Group. By accessing our website, submitting your information, or opting in to receive communications, you agree to these Terms.

1. Business Information

Legal Name: Helen Virginia Matthew (Sole Proprietor)
Affiliation: Kap Rate Group
Business Activity: Commercial Real Estate Services and Apartment Pricing Consultations

Contact Information:

Phone: (813) 773-0485

Email: [email protected]

Address: 28210 Paseo Dr, Tampa, Florida 33543, USA

2. Description of Services

Helen Virginia Matthew provides commercial real estate services, including:

Apartment pricing evaluations

Property insights and consultation

Real estate inquiry follow-ups

Appointment scheduling and client communication

Users may submit their information through website forms or landing pages to receive information regarding apartment pricing and related services.

3. User Consent to Communications

By providing your contact information, you agree to receive communications from Helen Virginia Matthew, including:

SMS/text messages

Phone calls

Email communications

These communications are directly related to your inquiry or requested services.

4. SMS Messaging Terms (A2P 10DLC Compliance Section)

By opting in to receive SMS messages, you agree to participate in our messaging program.

Message Types

You may receive messages related to:

Apartment pricing inquiries

Property details and updates

Appointment scheduling and confirmations

Customer support responses

Message Frequency

Message frequency varies depending on your interaction with our services.

Message and Data Rates

Standard message and data rates may apply based on your mobile carrier plan.

5. Opt-Out and Help Instructions

You can opt out of SMS communications at any time:

Reply STOP to unsubscribe

Reply HELP for assistance

After opting out, you will no longer receive SMS messages unless you opt in again.

For additional support, contact:

Phone: (813) 773-0485

Email: [email protected]

6. Consent Requirements

By submitting your information through our website or forms:

You confirm that you are the authorized user of the phone number provided

You consent to receive communications as described

Your consent is voluntary and not a condition of purchase

We maintain records of user consent where required to comply with applicable regulations.

7. Privacy Policy Reference

Your use of our services is also governed by our Privacy Policy, which explains how your information is collected, used, and protected.

8. User Responsibilities

By using our services, you agree:

To provide accurate and truthful information

Not to use our services for unlawful or fraudulent purposes

Not to misuse or attempt to disrupt our systems

We reserve the right to deny service if misuse is detected.

9. Intellectual Property

All content on our website, including text, branding, and materials, is the property of Helen Virginia Matthew unless otherwise stated. Unauthorized use or reproduction is prohibited.

10. Service Availability

We strive to ensure our services are available at all times; however, we do not guarantee uninterrupted access. Services may be modified, suspended, or discontinued at any time without prior notice.

11. Disclaimer of Warranties

All services and information are provided “as is” without warranties of any kind. We do not guarantee:

Accuracy of property pricing estimates

Availability of properties

Outcomes of real estate transactions

12. Limitation of Liability

To the fullest extent permitted by law, Helen Virginia Matthew shall not be liable for:

Any indirect, incidental, or consequential damages

Losses resulting from reliance on provided information

Communication delays or technical issues

13. Third-Party Services

We may use third-party platforms (e.g., CRM systems, communication tools) to deliver services. These providers operate under their own terms and privacy policies.

14. Compliance with Laws

We comply with all applicable laws and regulations, including:

A2P 10DLC messaging standards

TCPA (Telephone Consumer Protection Act)

Applicable U.S. communication and privacy laws

15. Dispute Resolution

Any disputes arising from the use of our services will be governed by the laws of the State of Florida. Users agree to attempt to resolve disputes informally before pursuing legal action.

16. Changes to Terms

We reserve the right to update these Terms at any time. Updates will be posted on this page with a revised effective date.

17. Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages. Delivery of SMS messages is subject to effective transmission from your mobile carrier network and is not guaranteed by Helen Virginia Matthew.

18. Age Restriction

Our services are intended for individuals who are at least 18 years of age. By using our website or opting in to receive communications, you confirm that you are 18 years of age or older.

10. Contact Information

If you have any questions regarding these Terms, please contact:

Helen Virginia Matthew
Phone: (813) 773-0485
Email: [email protected]
Address: 28210 Paseo Dr, Tampa, Florida 33543, USA